Your data, with fewer surprises.

Data we collect

• Account information needed to identify linked institutions and accounts.
• Transaction history used for budgeting, trend analysis, and month-over-month comparisons.
• User account information such as email address and profile details.
• Budgeting data created by the user, including categories, groups, and edits.

How we use data

• Provide budgeting, transaction review, and historical comparison features requested by the user.
• Maintain linked account connections and refresh financial data with Plaid.
• Support security, fraud prevention, debugging, and customer support when reasonably necessary.

Plaid

Moolah uses Plaid to connect to financial institutions. Plaid may collect and process data as described in Plaid's own privacy materials. Plaid's privacy policy is available at https://plaid.com/legal/.

Retention and deletion

Moolah retains linked account, transaction, and budgeting history while the user account remains active so the app can provide historical budgeting and trend comparison features.

• Disconnecting a bank removes that Plaid connection and deletes the synced accounts and transactions for that institution from Moolah.
• Deleting an account permanently removes the user's household, linked financial data, and related budgeting data from Moolah's primary production records.
• Temporary client-side Plaid session artifacts are cleared on logout and account deletion.

Sharing

Moolah does not sell consumer data obtained through the Plaid API. Data may be shared only with service providers or processors needed to operate the product, or when required by law.

Security

Moolah uses authentication, TLS transport, and other technical and organizational controls designed to protect personal information and financial data.

Contact

For privacy-related questions or deletion requests, contact sethchilders92@gmail.com.